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RV loans

Financing for your home-away-from-home

Nothing beats the convenience and comfort of an RV when it comes to exploring the beautiful Pacific Northwest. Whether you’re looking at a new or used RV, Solarity's loan options are as flexible as your recreational needs. We make it easy to finance that motorhome, fifth wheel, toy hauler, camper or travel trailer you've had your eye on. We also offer RV loan refinancing options to help lower your interest rate or monthly payment.

And if you need a larger vehicle to tow your new RV, we've got you covered with auto loans, too.


Featured Rate

Rates accurate as of December 01, 2021
APR as low as
84 months
Payment per $1,000

New and used RVs, 2014 or newer, under 100,000 miles

Get a great deal on your RV loan

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Purchase or refinance

Purchase through a dealer or let us help refinance your current loan, including cash-out options.

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New or used

Whether it's new or "new to you," we have the loan options you need to get you camping faster.

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Easy on the wallet

Competitive rates, generous terms and no loan setup or early pay-off fees

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All types of RVs

We finance motor homes, campers, travel trailers, fifth wheels, toy haulers and more.

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Light on paperwork. Big on service.

Buying an RV should be as easier than getting it backed into a campsite. That’s why we process your loan with as little paperwork as possible. Here are a few easy steps that will get you into your new (or new-to-you) RV.

  • Step 1: Apply. Complete a loan application online, by phone, or at your favorite location. You can also apply for preapproval for an RV loan before you shop.
  • Step 2: Value. For new RVs, we use up to 100% of dealer MSRP as its value. For used RVs, we’ll complete the value using the NADA (National Automobile Dealers Association).
  • Step 3: Sign and drive. After you've been approved and found the perfect RV, sign on the dotted line at the dealership and hit the road.

Shop with confidence

Get preapproved for an RV loan before you shop for your new camper, motor home, fifth wheel, travel trailer or toy hauler. This can give you leverage when you are negotiating at the dealership. Plus, it can help you avoid snap financing decisions or feeling pressured to buy "add-ons." Getting preapproved lets you know how much you can afford and anticipate what your monthly payment will be.

You can get preapproved in advance of shopping or you can get preapproved onsite with one of our partner dealerships. Solarity works with auto dealerships in Washington through our Dealership Partner Program. Visit a participating dealership and ask for financing through Solarity Credit Union. With the same great rates and terms, it's easy to get financed and drive away—all in a single visit to the dealer. If you’ve been preapproved with Solarity, simply let the dealer know and you'll be good to go.


Advantages of getting preapproved

  1. Know your price range in advance to avoid overspending
  2. Understand your loan options--such as rate, term and payment--ahead of time
  3. Leverage your preapproval to negotiate as a "cash" buyer
  4. Side-step financing games, tactics and last-minute "add-ons"

"I have been with Solarity for more than twenty years and have always been very happy with the service and support I have received. From vehicle loans to handling my mortgage, I have always experienced exceptional service."

-Mitchel G., member since 1996

Hit the road with an RV loan from Solarity

You have options when it comes to financing your new RV. Work directly with the dealer or get preapproved in advance. Either way, it's as easy as apply, sign and go!

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Applying online is simple and our experts are standing by if you have any questions.

Get preapproved
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Ready to talk to someone right now? We're ready to talk to you, too! Call 800.347.9222.

Make the call
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Feeling chatty? Click the blue "Chat" button in the lower right corner to get the conversation started.


Common questions about consumer loans

Solarity does not offer private party loans on vehicles, motor homes, travel trailers, campers, fifth wheels, boats and jet skis.

A personal loan is an alternative to the private party loan that you can apply for with Solarity. If you would like more information about personal loans, please contact us at 800.347.9222 option 6 or through our online chat. Apply for a personal loan here.

We do offer vehicle loans and you can learn more here.

After the final payment on a loan is paid, we release our lien. The the Washington State Department of Licensing then processes a paper title, which can take 4-6 weeks to be received.

If it is registered outside of Washington state, the title will be mailed to Solarity Credit Union, and we will mail it to the address on file. That process also has a 4-6 week timeframe.

News, articles and member spotlights

Can auto loans be refinanced?

Any time you’re looking to put some money back in your monthly budget, refinancing your auto loan can be a great place to start.

Solarity and YWCA Partner Up for the Holidays

This holiday season, Solarity will be collecting toys on behalf of the YWCA that will be distributed to the children they support.

Protecting your money: how to identify fraud

Do you know the four common tactics used by scammers? Familiarize yourself with their methods to protect yourself from becoming a victim.

*Annual Percentage Rate (APR) accurate as of date shown and subject to change. All loans are subject to credit approval. Not all applicants will qualify for a loan or the lowest rate shown. Special terms and conditions may apply.