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Credit Cards

Solarity Visa® puts the power of payment versatility in your hands. Whether you’re on a trip to Greece or a trip to the grocery store, enjoy quick, convenient access to your available credit limit, no balance transfer fees and local servicing.

 

Credit cards that fit your life


Platinum Visa

Convenient, easy-to-use line of credit


Share Secured Visa

Ideal for establishing or rebuilding credit

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Young Adult Visa

For members age 15-20


Business Visa

Manage your day-to-day expenses

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Reasons to love our credit cards

  1. No annual fee
  2. No balance transfer fee
  3. No minimum interest charge
  4. No cash advance fee
  5. Cash advances at more than 32,000 surcharge-free ATMs nationwide
  6. Visa Account Updater (VAU) to keep transactions seamless
  7. Visa Secure for peace of mind while shopping online
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Visa Secure and Visa Account Updater

Visa Secure
Visa Secure (formerly Verified by Visa) simply means you get access to an added layer of protection, keeping your money safer while you are shopping online. When making a purchase from a merchant participating in Visa Secure, you may be guided through an extra step to confirm your identity. No need to do anything on your part other than follow the prompts. Visa Secure does the work to ensure it’s an authorized transaction.

Visa Account Updater
Visa Account Updater (VAU) automatically sends cardholder data to participant merchants when the card information is updated. It offers a seamless account update process without the need for direct action on your part. For example, if your phone bill automatically charges to your credit card every month, without the VAU, you would need to update your card info yourself in the event of a new card. With VAU, Visa will send the updated card info to that merchant for you. 

If you do not wish to have your card information automatically sent to participant merchants in the event of a new card, you can opt out by calling 800.347.9222.

Please note: you must opt out before your old card has expired, or within 24 hours of ordering a new card when the old card is lost or stolen.

Apply for your Visa® credit card today!

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Online

Applying online is simple and our experts are standing by if you have any questions.

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Call

Do you have questions about your credit card options? Give us a call at 800.347.9222.

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Feeling chatty? Use our online chat to get the conversation started. Click the blue "Chat" button below and we'll be right with you.

Common questions about credit cards

 

Visa has developed a program that helps confirm your identity when you make an online purchase. This service helps make shopping online more secure by protecting against unauthorized use of your Visa card. There’s no need to download anything, install software, or register for an account. During an online purchase from your desktop, mobile or other digital device, you may be guided through an extra check to verify your identity. This helps us ensure you’re you and better protects you from fraud.

This service automatically works at checkout at participating merchants. There is no need to download anything, install software or register for your account to get this added layer of protection. When using this service, you may occasionally be prompted at checkout to verify your identity, but this is to ensure you’re you and protect you from fraud.

There is no cost to you for this service! Solarity covers the cost on your behalf to ensure you have this added protection and peace of mind.

Helpful articles and information

5 tips to boost your credit score

Building your credit and earning and maintaining a great credit score comes down to discipline. We offer five tips to keep your credit strong.

What is online and mobile banking?

Online and mobile banking is like having a Solarity branch in your home and when you're on the go!

Are mobile deposits safe?

Mobile banking allows you to safely bank on your time from anywhere!

Mobile app: message and data rates may apply.

 

*Rates are dependent on qualification and approval. Special terms and conditions may apply. 1% foreign transaction fee applies. No annual fee or balance transfer fee. No cash advance fee. Interest on cash advance starts accruing immediately until the balance is paid in full. Late fees will be assessed if a payment is made after the due date.