Credit cards that fit your life
Solarity Visa® puts the power of payment versatility in your hands. Whether you’re on a trip to Greece or a trip to the grocery store, enjoy quick, convenient access to your available credit limit, no annual fee, no cash advance fee and local servicing.*
Platinum Visa
Convenient, easy-to-use line of credit
Share Secured Visa
Ideal for establishing or rebuilding credit
Student Visa
For members ages 15-20
Reasons to love our credit cards
- No annual fee and no balance transfer fee
- No foreign transaction fee, which makes them perfect for travel
- No minimum interest charge
- No cash advance fee and the same rate as purchases
- Cash advances at more than 32,000 surcharge-free ATMs nationwide
- Visa Account Updater (VAU) to keep transactions seamless
- Visa Secure for peace of mind while shopping online
- Near real-time fraud notifications with Visa Purchase Alerts
Credit cards for every type of borrower
Whether you have a long credit history or are looking for a fresh start, we have credit cards to give you the spending flexibility you need.
Platinum Visa
Looking for a straightforward line of credit with a great low rate? Our easy-to-use Platinum Visa card gives you the power to make your next purchase, travel without worry or transfer existing balances from higher rate cards.
Share Secured Visa
If you’re establishing or rebuilding your credit—this is the card for you. To ensure a low rate, secured cards use a security deposit as cash collateral. With the same great features as the Platinum Visa, our Share Secured Visa can help you start improving your credit history.
Student Visa
This card is perfect for younger members who want to establish a positive credit history and learn good money habits. With the same rates and terms as our Platinum Visa, students ages 15–20 are eligible to apply (with an adult co-signer at least 21 years old).
Visa Secure and Visa Account Updater
Visa Secure
Visa Secure (formerly Verified by Visa) simply means you get access to an added layer of protection, keeping your money safer while you are shopping online. When making a purchase from a merchant participating in Visa
Secure, you may be guided through an extra step to confirm your identity. No need to do anything on your part other than follow the prompts. Visa Secure does the work to ensure it’s an authorized transaction.
Visa Account Updater
Visa Account Updater (VAU) automatically sends cardholder data to participant merchants when the card information is updated. It offers a seamless account update process without the need for direct action on
your part. For example, if your phone bill automatically charges to your credit card every month, without the VAU, you would need to update your card info yourself in the event of a new card. With VAU, Visa will send the updated card info to that
merchant for you.
If you do not wish to have your card information automatically sent to participant merchants in the event of a new card, you can opt out by calling 800.347.9222.
Please note: you must opt out before your old card has expired, or within 24 hours of ordering a new card when the old card is lost or stolen.
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Find out moreCommon questions about credit cards
Visa Purchase Alerts is an easy-to-use tool that helps members track spending and identify fraudulent activity early. Customize your alerts by choosing which debit or credit card transactions should trigger a notification and receive near real-time updates via text or email.
It only takes three steps to enroll in Visa Purchase Alerts:
1. Check to see if your Visa account is eligible.
2. Register your mobile device and/or email to receive Visa Purchase Alerts.
3. Choose the notification triggers that match your needs, such as transactions exceeding a set amount and online or international purchases being made.
Visa has developed a program that helps confirm your identity when you make an online purchase. This service helps make shopping online more secure by protecting against unauthorized use of your Visa card. There’s no need to download anything, install software, or register for an account. During an online purchase from your desktop, mobile or other digital device, you may be guided through an extra check to verify your identity. This helps us ensure you’re you and better protects you from fraud.
This service automatically works at checkout at participating merchants. There is no need to download anything, install software or register for your account to get this added layer of protection. When using this service, you may occasionally be prompted at checkout to verify your identity, but this is to ensure you’re you and protect you from fraud.
There is no cost to you for this service! Solarity covers the cost on your behalf to ensure you have this added protection and peace of mind.
Visa® Credit Card Rates
| APR as low as* | Minimum payment (percent of balance) | Maximum limit |
|---|---|---|
| 11.80% | 3% | $50,000 |
Disclosures
*Annual Percentage Rate (APR) accurate as of date shown and subject to change. Rate is dependent on qualification and approval. Special terms and conditions may apply. Rate may be higher based on credit history and term. No annual fee or balance transfer fee. No cash advance fee. Interest on cash advance starts accruing immediately until the balance is paid in full. Late fees will be assessed if a payment is made after the due date.
Helpful articles and information
Discover the top boating lakes in Washington
Central Washington is home to some of the most beautiful lakes in the state. With their crystal-clear waters, stunning landscapes and abundant recreational activities, these lakes offer the perfect getaway for water-loving enthusiasts. As you cruise along the tranquil waters, you will be treated to breathtaking views of snow-capped mountains, vibrant sunsets and an array of wildlife. Whether you are a seasoned boater or just starting out, lakes in Washington have something for everyone.
Boating is immensely popular in Central Washington, and for good reason. The region boasts a variety of lakes that cater to different interests and preferences. From serene, secluded lakes surrounded by lush forests to larger lakes perfect for water sports, there is a lake in Washington for every type of boater. The calm waters and favorable weather conditions make boating a pleasurable experience for much of the year.
Lakes in Washington provide endless recreational opportunities. Whether you enjoy fishing, water skiing, kayaking or simply lounging on a pontoon boat, these lakes have it all. You can spend your days exploring hidden coves, fishing for trophy-sized trout or picnicking on the shores. Most lakes are also equipped with boat ramps, marinas and other amenities to ensure a smooth and enjoyable boating experience.
So, if you are looking for the best boating lakes in Washington, you’ve come to the right place. We’ve curated this list to help you experience the beauty and tranquility of these lakes and create unforgettable memories with family and friends.
Cle Elum Lake
Cle Elum Lake is a boater's paradise. Located in the heart of the Cascade Mountains, this lake offers crystal-clear waters and stunning mountain views, and boaters can enjoy a variety of water activities. With plenty of water sport and boat rentals available, it's easy to spend a day exploring this beautiful lake. Keep in mind, this lake is in fact a reservoir, which means fishing season is open year-round, but there are no boat launch facilities after mid-summer due to lowering water levels.
Little Kachess Lake
Little Kachess Lake is connected to Kachess Lake, a reservoir that serves agriculture in the Kittitas Valley and Yakima County. It’s smaller than some on the list, but just as beautiful. The lake boasts an island and a few trails for those looking to be a bit more active during their visit. You’ll also find a campground nearby with sandy beaches and a picnic area. There are two boat launches, one for motorized boats and a second option for non-motorized. But be careful of the time of year you visit – sometimes Little Kachess Lake is too low to boat due to drawdown in the reservoir.
Lake Wenatchee
If you're seeking a serene boating experience, look no further than Lake Wenatchee. Surrounded by lush forests and snow-capped mountains, this lake offers a peaceful escape from the hustle and bustle of everyday life. Boaters can paddle along the calm waters, go fishing for sockeye salmon or simply relax on the sandy beaches. It's the perfect destination for those looking to unwind and connect with nature. If you’re looking for other things to do in Wenatchee, we’ve compiled a sweet list of our favorite things to do in Wenatchee.
Lake Chelan
For the ultimate boating adventure, head to Lake Chelan. Known as the crown jewel of lakes in Washington, it is the longest lake in the state, stretching over 50 miles, and it is the third deepest lake in the U.S. With its pristine turquoise water and breathtaking scenery, Lake Chelan is a dream come true for boaters. Whether you're into water sports, fishing or simply cruising along the shoreline, this lake has it all.
Tips for an Unforgettable Boating Experience
Prepping for a day on the lake:
Before heading out for a day of boating on one of Washington State's picturesque lakes, it's important to make sure you're well-prepared. Start by checking the weather forecast to ensure safe conditions. Pack essential items such as life jackets, sunscreen, hats and sunglasses to protect yourself from the sun's rays. Don't forget to bring plenty of water and snacks to stay hydrated and energized throughout the day. Lastly, familiarize yourself with the specific rules and regulations of the lake you'll be visiting, including any permits or licenses that may be required.
Essential boating safety tips:
When it comes to boating, safety should always be a top priority. Lakes in Washington are no different than those in other states – they can be dangerous at times. Ensure that your boat is in good working condition by conducting a thorough inspection before hitting the water. This includes checking the engine, lights, steering and other essential parts. Always have life jackets on board. Familiarize yourself with boating rules and regulations, such as speed limits and no-wake zones. Stay alert and be mindful of other boaters, swimmers and wildlife. Finally, never operate a boat under the influence of alcohol or drugs.
Choosing the right boat for your needs:
If you’re in the market for a boat to take on unforgettable adventures this summer, consider your specific needs and preferences. Are you looking for a boat for fishing, water sports or leisurely cruising? Determine the size and type of boat that best suits your needs. Additionally, consider factors such as storage space, seating capacity and fuel efficiency. Take the time to research and test different boats to find the perfect fit for you.
Financing your boating adventure
At Solarity Credit Union, we understand the importance of having the perfect boat for you and your family. Once you have identified what type of boat you want, our knowledgeable staff can help you find the best loan option to suit your preferences and budget.
We're here to support you throughout your boating adventure. Contact us today to learn more about our boat financing options and let us help you make your boating dream a reality.