Credit cards that fit your life
Solarity Visa® puts the power of payment versatility in your hands. Whether you’re on a trip to Greece or a trip to the grocery store, enjoy quick, convenient access to your available credit limit, no annual fee, no cash advance fee and local servicing.*
Platinum Visa
Convenient, easy-to-use line of credit
Share Secured Visa
Ideal for establishing or rebuilding credit
Student Visa
For members ages 15-20
Reasons to love our credit cards
- No annual fee and no balance transfer fee
- No foreign transaction fee, which makes them perfect for travel
- No minimum interest charge
- No cash advance fee and the same rate as purchases
- Cash advances at more than 32,000 surcharge-free ATMs nationwide
- Visa Account Updater (VAU) to keep transactions seamless
- Visa Secure for peace of mind while shopping online
- Near real-time fraud notifications with Visa Purchase Alerts
Credit cards for every type of borrower
Whether you have a long credit history or are looking for a fresh start, we have credit cards to give you the spending flexibility you need.
Platinum Visa
Looking for a straightforward line of credit with a great low rate? Our easy-to-use Platinum Visa card gives you the power to make your next purchase, travel without worry or transfer existing balances from higher rate cards.
Share Secured Visa
If you’re establishing or rebuilding your credit—this is the card for you. To ensure a low rate, secured cards use a security deposit as cash collateral. With the same great features as the Platinum Visa, our Share Secured Visa can help you start improving your credit history.
Student Visa
This card is perfect for younger members who want to establish a positive credit history and learn good money habits. With the same rates and terms as our Platinum Visa, students ages 15–20 are eligible to apply (with an adult co-signer at least 21 years old).
Visa Secure and Visa Account Updater
Visa Secure
Visa Secure (formerly Verified by Visa) simply means you get access to an added layer of protection, keeping your money safer while you are shopping online. When making a purchase from a merchant participating in Visa
Secure, you may be guided through an extra step to confirm your identity. No need to do anything on your part other than follow the prompts. Visa Secure does the work to ensure it’s an authorized transaction.
Visa Account Updater
Visa Account Updater (VAU) automatically sends cardholder data to participant merchants when the card information is updated. It offers a seamless account update process without the need for direct action on
your part. For example, if your phone bill automatically charges to your credit card every month, without the VAU, you would need to update your card info yourself in the event of a new card. With VAU, Visa will send the updated card info to that
merchant for you.
If you do not wish to have your card information automatically sent to participant merchants in the event of a new card, you can opt out by calling 800.347.9222.
Please note: you must opt out before your old card has expired, or within 24 hours of ordering a new card when the old card is lost or stolen.
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Find out moreCommon questions about credit cards
Visa Purchase Alerts is an easy-to-use tool that helps members track spending and identify fraudulent activity early. Customize your alerts by choosing which debit or credit card transactions should trigger a notification and receive near real-time updates via text or email.
It only takes three steps to enroll in Visa Purchase Alerts:
1. Check to see if your Visa account is eligible.
2. Register your mobile device and/or email to receive Visa Purchase Alerts.
3. Choose the notification triggers that match your needs, such as transactions exceeding a set amount and online or international purchases being made.
Visa has developed a program that helps confirm your identity when you make an online purchase. This service helps make shopping online more secure by protecting against unauthorized use of your Visa card. There’s no need to download anything, install software, or register for an account. During an online purchase from your desktop, mobile or other digital device, you may be guided through an extra check to verify your identity. This helps us ensure you’re you and better protects you from fraud.
This service automatically works at checkout at participating merchants. There is no need to download anything, install software or register for your account to get this added layer of protection. When using this service, you may occasionally be prompted at checkout to verify your identity, but this is to ensure you’re you and protect you from fraud.
There is no cost to you for this service! Solarity covers the cost on your behalf to ensure you have this added protection and peace of mind.
Visa® Credit Card Rates
| APR as low as* | Minimum payment (percent of balance) | Maximum limit |
|---|---|---|
| 11.80% | 3% | $50,000 |
Disclosures
*Annual Percentage Rate (APR) accurate as of date shown and subject to change. Rate is dependent on qualification and approval. Special terms and conditions may apply. Rate may be higher based on credit history and term. No annual fee or balance transfer fee. No cash advance fee. Interest on cash advance starts accruing immediately until the balance is paid in full. Late fees will be assessed if a payment is made after the due date.
Helpful articles and information
Solarity Credit Union donates $800,000 to YWCA Yakima's capital campaign
In photo (left to right): Mina Worthington, President and CEO, Solarity Credit Union; Eric Jensen, Senior Relationship Manager, Federal Home Loan Bank of Des Moines; David Eldred, Chief Experience Officer, Solarity Credit Union; Cheri Kilty, CEO, YWCA Yakima; Lisa Adamiak, Chief Financial Officer, Solarity Credit Union
On November 5, 2024, Solarity Credit Union gave a huge boost to the YWCA Yakima capital campaign. Solarity’s $200,000 donation was matched by a 3-to-1 grant from the Federal Home Loan Bank of Des Moines (FHLB Des Moines) for a total combined contribution of $800,000.
YWCA Yakima is the largest provider of domestic violence services in Yakima County and operates the only emergency shelter in the city. In 2023, they assisted 14,000 individuals yet had to turn away more than 1,000 families due to limited capacity. The donated funds will be used to triple the capacity of the shelter by expanding into the historic St. Elizabeth Nursing School building.
Mina Worthington, President and CEO of Solarity, shared her excitement: “We are thrilled to support this critical campaign, dedicated to creating a safe haven for women and families affected by domestic violence in our community. At Solarity, we are committed to making the Yakima Valley a better place to live.”
Initially, Solarity had pledged $100,000 to the YWCA’s capital campaign, and the sizeable increase of the donation came as a surprise to Cheri Kilty, YWCA Yakima’s CEO. “This donation goes above and beyond what we could have ever anticipated,” explained Kilty. “Its impact on our community and YWCA’s mission cannot be overstated. Not only does it allow us to break ground sooner, but it has also helped us achieve our local capital campaign goal. Solarity has been an unwavering supporter of the YWCA for years, and we are incredibly grateful to be one of their community partners.”
“We are honored to partner with Solarity and award this grant,” said Eric Jensen, Senior Relationship Manager of FHLB Des Moines, who attended the check presentation in Yakima. “Solarity’s commitment to their community has been truly inspiring; their foresight in applying for our 3-to-1 matching grant speaks volumes about their dedication to making a lasting impact in their community.”
Solarity is proud to support YWCA as a community partner throughout the year with employee payroll donations and through annual donation drives. Please read Solarity’s full 2023 year-in-review impact report here.