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Solarity does not offer private party loans on vehicles, motor homes, travel trailers, campers, fifth wheels, boats and jet skis.
A personal loan is an alternative to the private party loan that you can apply for with Solarity. If you would like more information about personal loans, please contact us at 800.347.9222 option 6 or through our online chat. Apply for a personal loan here.
We do offer vehicle loans and you can learn more here.
After the final payment on a loan is paid, we release our lien. The the Washington State Department of Licensing then processes a paper title, which can take 4-6 weeks to be received.
If it is registered outside of Washington state, the title will be mailed to Solarity Credit Union, and we will mail it to the address on file. That process also has a 4-6 week timeframe.
We provide a 15-day grace period on auto loans before a late fee is charged to your loan. If you are having trouble making your loan payments, please reach out to us at 800.347.9222 and ask to talk with our Debt Solutions department who is happy to discuss your options.
You can make your payment online at any time.Make A Payment
To better serve the needs of our members, we offer multiple ways to make a loan payment.
You can transfer funds from your Solarity account to your Solarity loan through online banking or our mobile app.
Automatic payments are a quick and effortless way to guarantee your payments are always made on time without hassle. You can enroll in automatic payments online and choose to either pay with a card or have the funds come directly from your financial institution.
If you would prefer not to enroll online, but would still like the convenience of automatic payments, fill out a Pre-Authorized Transfer form with your account information. If you need help, reach out to us via live chat, or give us a call at 800.347.9222, and we would be happy to assist.
Checking the status of your loan or new account application is easy, simply fill out the status form and provide us with your last name, email address, and social security number so we can locate your application.
If you have any questions, please reach out to us via chat, or give us a call at 800.347.9222.
These will take you to the correct application and give you instructions on what you need to complete the application process.
If you need any assistance along the way, give us a call at 800.347.9222, or chat with us online.
We do offer skip payments. If you're concerned about your ability to make your loan payments, please chat with us using the chat feature or call us at 800.347.9222.
To change the due date for your loan payment, you would need to sign a change in terms agreement. Simply give us a call at 800.347.9222 to get started.
When requesting a new due date, please keep in mind:
- You may only request to change your due date twice for the life of the loan
- The new due date may not be more than 15 days past the original due date