Deposit Rates
Discover our deposit rates
Check out our deposit rates below or click to explore home loan and consumer loan rates.
Checking
Dividend Checking
| APY* | Minimum balance to earn APY |
|---|---|
| 0.01% | $250 |
| 0.06% | $5,000 |
| 0.11% | $25,000 |
Disclosures
*Annual Percentage Yield (APY) accurate as of date shown and subject to change. $6 monthly service fee waived with $250 minimum balance; fees may reduce earnings.
Savings
Primary, Additional and Youth Savings
| Account | APY* | Minimum balance to earn APY |
|---|---|---|
| Primary Savings | 0.05% | $5 |
| Additional Savings | 0.05% | $5 |
| Youth Savings | 0.05% | $5 |
Disclosures
*Annual Percentage Yield (APY) accurate as of date shown and is subject to change. $5 minimum opening deposit. $3 monthly service fee waived with $100 minimum balance; for Youth accounts (age 17 and under), $5 minimum balance to waive monthly service fee. Fee applies to members with only a Primary Savings Account. Fees may reduce earnings.
Bonus Savings
Earn 40x more than Solarity Primary savings
| Account | APY* | Minimum balance to earn APY |
|---|---|---|
| Qualified Rate | 2.01% | $0.01 |
| Non-Qualified Rate | 0.05% | $0.01 |
Disclosures
Money Market
Earn higher rates for higher balances.
| Minimum balance to earn APY | APY* |
|---|---|
| $0.01 | 0.25% |
| $5,000 | 0.50% |
| $25,000 | 0.75% |
| $50,000 | 1.00% |
| $100,000 | 1.25% |
Disclosures
*Annual Percentage Yield (APY) accurate as of date shown. The APY we pay is based on the tier in which your balance falls. APYs are variable and subject to change. $2,000 minimum opening deposit. Fees may reduce earnings.
Money Market Max
| Minimum balance to earn APY | APY* |
|---|---|
| $0.01 | 0.25% |
| $5,000 | 0.50% |
| $25,000 | 2.45% |
| $50,000 | 3.45% |
| $100,000 | 3.95% |
Disclosures
Certificates
| Term | Minimum balance to earn APY | APY* |
|---|---|---|
| 3 months | $500 | 0.05% |
| 3 months | $10,000 | 0.15% |
| 3 months | $75,000 | 0.20% |
| 6 months | $500 | 0.05% |
| 6 months | $10,000 | 0.25% |
| 6 months | $75,000 | 0.25% |
| 12 months | $500 | 0.10% |
| 12 months | $10,000 | 0.45% |
| 12 months | $75,000 | 0.50% |
| 24 months | $500 | 0.15% |
| 24 months | $10,000 | 0.50% |
| 24 months | $75,000 | 0.55% |
| 36 months | $500 | 0.20% |
| 36 months | $10,000 | 0.50% |
| 36 months | $75,000 | 0.55% |
| 48 months | $500 | 0.25% |
| 48 months | $10,000 | 0.50% |
| 48 months | $75,000 | 0.55% |
Disclosures
*Annual Percentage Yield (APY) accurate as of date shown and subject to change. Fixed rate for the term of your certificate. Penalty may be imposed for early withdrawal. Fees may reduce earnings.
Deposit Rules: Additional deposits
of $25 or higher are allowed to the certificate only by payroll deduction, direct deposit or account transfer when in conjunction with a payroll deposit.
Certificate Special
| Term | Minimum balance to earn APY | APY* |
|---|---|---|
| 7 months | $10,000 | 4.85% |
Disclosures
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