What are you searching for?

Search icon image

Personal Banking

We redesigned our branch lobbies with our members in mind! By utilizing our secure and easy-to-use Smart ATMs, you’ll spend less time waiting in line for basic transactions, freeing you up to consult with our Branch Experience Guides on more complex financial matters.

Typically, Solarity is closed in observance of the following federal holidays:

January

  • New Year’s Day
  • Martin Luther King Jr. Day

February

  • President’s Day

May

  • Memorial Day

June

  • Juneteenth

July

  • Independence Day

September

  • Labor Day

October

  • Indigenous Peoples’ Day

November

  • Veterans Day
  • Thanksgiving Day

December

  • Christmas Eve (close early)
  • Christmas Day

If you are an existing member and a business owner, please connect with our team to see if we have the right product that fits your growing business needs.

We can't wait to help! Please utilize the chat feature on our website or call us at 800.347.9222.

1099-INT forms are mailed to members each year by January 31. If you are signed up for eStatements you will have to access your tax statement through online banking.

Members who have earned less than $10 in dividends are not issued a 1099-INT. Your total interest paid for the year is also included in your December account statement, if you would like to view your tax information prior to January 31.

1098 tax statements are mailed to members each year by January 31. If you are signed up for eStatements you need to access your tax statement through online banking.

Members who have paid less than $600 in interest are not issued a 1098. Your total interest paid for the year is also included in your December account statement, if you would like to view your tax information prior to January 31.

A freeze can be placed on your credit through the three nationwide credit bureaus; Experian, Equifax and Transunion. Their contact information is below:

Equifax
800.685.1111

Experian
888.397.3742

TransUnion
888.909.8872

You'll need to supply your name, address, date of birth, Social Security number and other personal information to put a freeze on your credit.

After receiving your freeze request, each credit bureau will provide you with a unique PIN (personal identification number) or password. Keep the PIN or password in a safe place. You will need them if you choose to lift the freeze.

Share secured loans can be a great way to begin building (or rebuilding) your credit history and credit score.

A share secured loan allows you to use your own savings as collateral for a specified loan amount. For example: you can dedicate $1,000 from your savings to create a $1,000 loan at Solarity. As you make your monthly payments (plus interest), the principal portion of each payment is once again made available to you in your savings account. This means you are borrowing from yourself and demonstrating to the credit agencies that you can be relied upon to make regular monthly payments.

A share secured Visa allows you to use your savings to establish a credit limit you can borrow against as you would with a traditional credit card. The credit card has the same features and benefits as Solarity's Platinum Visa. In the case of a share secured Visa, the savings you dedicate to establish the limit remain unavailable to you until the card is closed.

We do accept rolled coin at our Westside, Selah, Toppenish and Ellensburg branches. We do not accept rolled coin at our Yakima N. 5th branch due to weight restrictions.

Become Member Background Image

Still have questions?

If you aren't able to find the answers you need, reach out to us. We are happy to help!